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Free Annual Credit Report
To get your credit report for free once a year as provided under federal law, go to www.annualcreditreport.com The site allows you to get your credit report for free yearly from each of the 3 national credit bureaus - Experian, Equifax and Transunion. Some choose to get all 3 credit reports at once. Others stagger their free credit reports to get one bureau at first, then another bureau several months later, and the last of the three bureaus several months after that. However you do it, it's important to check your credit reports at all 3 credit agencies at least once a year. Review them carefully to make sure they are accurate. If you have inaccurate information in your credit report, you should dispute the inaccurate items with the credit bureau that is reporting the inaccurate information. Note your credit score is not part of your free annual credit report and must be purchased separately. It is not necessary to get your credit score to see your free credit reports. Most people will get their free annual credit report online. Others can choose to phone in and order their credit report to be delivered by mail. You can also choose to print a form to send in to the site to obtain your free credit report. All this information and more explanation is posted on the www.annualcreditreport.com site. |
AnnualCreditReport
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